New Client Information Page
CONGRATULATIONS! by signing up with Credit Advisors you have taken a positive step in the control of your financial destiny. From now on we will be helping you gain control of your finances, not the other way around.
IMPORTANT NUMBERS:
Your Client Number: on STATEMENT
Your Phone Number: 1-800-766-3328 (Toll Free)
The Creditor’s Number: 1-402-393-3100 (for them to call us)
YOUR CLIENT NUMBER
If a creditor calls you, tell them you are now with a consumer credit counseling agency and that they should call 402-393-3100. Make sure to tell them your client number.
The First 90 Days:
The first 90 days are the toughest! You’ve got to be patient and make all your payments on time every time!
Making all your payments on time is very important and timely payments are crucial; If you miss a payment with us the creditors will continue to call or send harassing letters. This is very frustrating if you’re just getting started with us. We can’t do our job if you don’t send in full payments every time.
When you sign up with Credit Advisors we send out notices to all of your creditors called “proposals”. These go out from one to two days after you make your first payment. Warning! It is not uncommon that some of your creditors will claim they never received a proposal from us. Sometimes one of your creditors will need to be sent 2 or 3 proposals for the plan “to stick”. If a creditor calls you and says they never heard of us, (even though we may have sent them a proposal or two) get their name and their fax number…. we’ll immediately fax them a proposal for you.
Will my payments ever have to change? The amount of your payment plan was based on a number of factors, among them being your total indebtedness as well as the types of debt you have. Although it’s relatively rare, we will sometimes have to raise your payment, but usually only by a few dollars.
New Client Checklist
CHECK YOUR STATEMENTS
Usually after 45 days, most of your credit card statements will show that you’re accepted on their credit counseling plan. Usually after 3 months you’ll notice interest reductions on your credit statements (if the creditor offers interest reductions). Look at your statements to verify balances every month. If something looks unusual please let us know. Help us to help you. The first 90 days, take careful note of how each creditor responds to the proposed plan.
ELECTRONIC FUNDS TRASNFER (ETF)
(Electronic Funds Transfer or Checking Account Deduction) – If you’ve signed up with EFT that’s great. If you haven’t, it’s absolutely critical that you get your payments to us on time. If you have a checking account, signing up with EFT is mandatory. If you don’t we suggest that you open up a checking or savings account so we can start automatically withdrawing.
WESTERN UNION
If you’re late with a payment or if your EFT bounces, you’ll want to go to your nearest Western Union Office to make a payment. Ask for the blue quick collect form. It will ask you for the “code city”. The code city for Credit Advisors is BENEFIT, NE. After you make your payment to the Western Union Office we receive certified funds in our office minutes after you send it! If you don’t know your nearest Western Union office you can call them at 1-800-325-6000.
YOUR CREDITORS
We’ve been in business for over 50 years and work with all your creditors. We have most creditor addresses on file, but it is very important that you provide us with correct address and account number information for each and every creditor.
If you are getting calls from your creditors, chances are you’re running pretty late on your bills. Simply tell the collector that you are now enrolled in a credit counseling agency and that they should give us a call at 402-393-3100. Most collectors are happy to hear that you’re now in counseling. However, occasionally you’ll encounter a nasty creditor that claims they won’t take payments from us. Get the person’s name and number and we’ll give them a call.
Do not give in to any collector pressure and pay them directly. Doing so will cause you to be dropped from the counseling program. You must be firm but polite to any collector. They must work through us if they are to receive any money.
Do not give the creditors our toll free number. We have to refer these calls back to you if they come in on this line.
WARNING!
If you haven’t signed up with EFT or payroll deduction and you miss a payment, we can’t be held responsible if creditors still call you. So please, make all payments on time!
- 1850 S. 72nd Street, Omaha, Nebraska 68124
- 1-800-7-NoDebt (1-800-766-3328)
- info@creditadvisors.com
*We are not a loan company
Participation in Debt Management Plan may affect your credit rating or credit score. Non-payment of debts may lead creditor to increase finance and other charges or proceed with further collection activity, including litigation.
Credit Advisors has been offering debt consolidation programs longer than anyone else. Our certified debt counselors can help you with credit card debt relief, credit card consolidation, consumer credit counseling, bankruptcy certification, bankruptcy questions and all other kinds of help with debt. If you want to get out of debt and have been considering debt settlement, credit management, debt management, credit repair, bankruptcy or consolidation, we provide the best debt counseling and steer you toward a plan that is in your best interest. We are not a loan company, debt settlement company or credit repair organization. We provide credit counseling and plans that work to get you on the road to debt free living.
Credit Advisors Incorporated is licensed to provide debt management plans in the states of Arizona, Colorado, Iowa, Indiana, Kentucky, Michigan, Nebraska, Oregon, and South Carolina. They are approved or otherwise compliant in Alaska, Florida, Missouri, Ohio, Texas, and Washington.
For information regarding the principal officers for Credit Advisors, Inc., please visit the
Nebraska Secretary of State
- 1850 S. 72nd Street, Omaha, Nebraska 68124
- 1-800-7-NoDebt (1-800-766-3328)
- info@creditadvisors.com
*We are not a loan company
Participation in Debt Management Plan may affect your credit rating or credit score. Non-payment of debts may lead creditor to increase finance and other charges or proceed with further collection activity, including litigation.
Credit Advisors has been offering debt consolidation programs longer than anyone else. Our certified debt counselors can help you with credit card debt relief, credit card consolidation, consumer credit counseling, bankruptcy certification, bankruptcy questions and all other kinds of help with debt. If you want to get out of debt and have been considering debt settlement, credit management, debt management, credit repair, bankruptcy or consolidation, we provide the best debt counseling and steer you toward a plan that is in your best interest. We are not a loan company, debt settlement company or credit repair organization. We provide credit counseling and plans that work to get you on the road to debt free living.
Credit Advisors Incorporated is licensed to provide debt management plans in the states of Arizona, Colorado, Iowa, Indiana, Kentucky, Michigan, Nebraska, Oregon, and South Carolina. They are approved or otherwise compliant in Alaska, Florida, Missouri, Ohio, Texas, and Washington.
For information regarding the principal officers for Credit Advisors, Inc., please visit the
Nebraska Secretary of State
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